10,000+ Wrongfully made charge hit secured card limit of 507$ and reports negative to credit even though they said I won dispute and they kept my deposit!! in the Discover App or by phone. Make sure you are taking a picture of check in a well-lit area. Most credit cards have a payment due date and a statement closing date, but Sable refuses to disclose the statement closing date. They steal everyone social and make you wait for a credit/ debit card which you will never get. I told them it wasn't me. Transfer money cheaper. Sable Business Profile Sable Financial Technology Multi Location Business Find locations Contact Information 1411 Broadway Fl 16 New York, NY 10018-3471 Visit Website (833) 583-8383 Customer. Regulation CC and its Effect on Mobile Deposits. Does anybody know how to actually cancel this Sable account? To transfer money takes about a week to do and you cannot pay your credit card with any other bank card but sable. Your bank may reject your mobile deposit if it wasnt performed correctly. It's.okay. Mobile Check Deposit | Netspend Prepaid Debit Card MOBILE CHECK LOAD [1] Load Checks with a Snap Load checks to your Card with your phone, using the Netspend Mobile App. to take a picture of the back of the check, and repeat steps. Avoid Fraud Save Time Send Money Convenience Debit Cards Powered by Mastercard And again, the transfer takes longer than ANY of my other accounts, which always post within 24 hours or less these days. Be aware of this Online Bank, will give you big trouble when you can't find a real person to solve the issue. [2] Card usage is subject to card activation and identity verification. It's a nightmare to even get bank statements, I've been trying to get my last 3 months of statements and they always sent me.the same 3 links to download em which it wouldve be great if the may and June statement weren't the same.. it's obviously a mistake on your system but I need the statements and no one send it to my email!!! They closed it but when I requested a copy of the application, they hid behind the Fair Credit Reporting Act saying that I needed a Subpoena and a police report. Because changing mobile deposit limits is possible, its important that you keep abreast of communication from your bank. 30 bank accounts with early direct deposits. They have a nonexistent customer service department as I was told there are only 2 people and all they can do is tell you they dont have an answer and this is IF THEY ANSWER OR RESOND. i am 75 do not know how to use Zelle., no cards cannot load at Walmart without a card! I received my debit card, and then loaded funds onto it at a local retailer. I especially love the cashback benefits, the rewards section is great. Depositing checks via your mobile device can be a convenient way to get money in the bank quickly. Opinions expressed here are the author's alone, not those of any bank or financial institution. Now I have to use the virtual cards instead. THE WORST! I told the lady it sounds like a scam. There are still a surprising number of global banks that don't offer the service. I have had a fairly decent experience using the Sable Credit card. Features 4 Rewards program 3.7 Fees 4.8 Member qualification 4.5 Ease of use 4 Pros No account service fees Rewards debit card No credit check Cons My suggestion, if you are thinking about Sable, think about running. After I received the cards, I transferred money from my bank to their cards, they immediately stole all my money..DO NOT sign up for this fake gimmick. And what will the IRS do if you deposit large amounts of cash? I followed their instructions to the letter once and ended up paying a processing fee to transfer funds into and back out of my SAME bank account (not the Sable one) because CashApp doesn't let you transfer funds to your Sable debit card -- even though the Sable "help" article says it does. Their website claims that they accept applicants without checking your credit or even a SSN. if you need a a secure card, go to capital one or discover. Make sure the entire check image is captured and in focus. $0. They were sent from my husband but the account is not joint I received an international wire transfer over 6 business days ago and they are requiring proof of address and a copy of the wire transfer from the sender like what the hell? Download Sable. Do not even get me started on their utter lack of transparency on how they report to credit bureaus which is always late, never accurate, and consistently does not meet the standards and information actually reflected within your account; such as the account being paid in full, balance being $0, or that the account is in fact CLOSED. I have not seen my card since, do not know if I dropped it there, maybe the parking lot, not sure. Do not bother. * For complete information, see the terms and conditions on the credit issuer or provider's website. It's horrible, I have had them for about a year and finally had my federal taxes deposited onto the account. Deposit limits and other restrictions apply. Fill out the "Username" and "Password" fields. Bank of Internet. "No, no, no..NOT in this house. I am new to Sable, it was the Secured Card that grabbed my attention. I had an unauthorized charge and a cooperative merchant who informed me they didnt attempt to investigate or resolve my issue they ran the clock out and denied it! Company allowed someone to open an account using my Name, DOB and SSN and allowed the person to change the address. It doesn't require an SSS Number and you can build US credit history. Sable is a horrible representation of digital banking. 2 Individual deposits above a certain dollar amount 3 may take up to five business days to become available. DON'T APPLY HERE!!! Non-citizens will need to take a photo of their passport and visa or I-94 document. Sable stole all of my money, and locked my credit cards for no reason. Customer service is terrible they said they will close the account and then after said their investing the account. They do not answer calls, emails are answered 2 - 5 days. Theres no number listed anywhere and the one that I found was for a completely different company. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here. But SUPER frustrating because now it's already late, I'm stressed out because I have to manually keep going back in to check and see if the transfer has landed yet. I opened a account and used it for everyday expenses with no problem. Features. I recently hIm so thankful for the help I received from Sable. I regret to even had trusted this cpmpany. Every time I tried to cash out I got an error page. Seven weeks laterstill no cards. You cannot move money except Zelle that works only 50% of time, wire transfers -- they will force you to put proof of address, share your ID and will charge $3 for each incoming and $5 for outgoing transfer. % Ive sent emails, Ive done everything I can think of to try to get answers, the redemption button worked the couple of times I used it, then suddenly it just stopped. With rates that high, you may be wondering how to go about negotiating a lower rate, or if it's even possible. Make sure you are taking a picture of check in a well-lit area. However, mobile check deposit limits can vary depending on where you bank. They never did Ive sent 99+ emails and spoke to 50+ reps since feb 2022 and nothing has been done to fix it. At that point, you are usually safe to destroy the check. The Sable Bank Account and Debit Mastercard has no annual fees, no foreign transaction fees and 0% APR. The limit is up to $500 per 24 hours. No customer services available. That is the only reason I gave two stars. Note that most banks have a daily and monthly deposit limit. The app needs some tweaking imo. You are leaving Cadence Bank's website Please be aware that when you leave our website that you will be going to a site that may have a privacy and/or security policy that differs from that of Cadence Bank. As a tool to build your credit score, as for someone who moved from overseas it is quite useless. I am really surprised how well this works and I am looking into more options to build my credit score with a different mix of credits. Scam. I have been able to go from no credit history and score to a 688 in no time. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus . Not a bad app though. The cards dont have an annual fee and you can earn 1%-2% cashback on qualifying purchases. So I patiently waited. My family and I are on the street because they closed or restricted my account with almost all my money in it. Funds deposited into a savings account will be included in your available balance after nightly processing on the day the deposit is approved. What Happens When You Deposit Over $10,000 Cash? After an investigation they have decided to close my account AND KEEP MY MONEY. Here's what you need to know: Manage your accounts confidently and safely through our secure Online Banking platform. Move money all over the world at guaranteed cheapest rate available with Sable's best rate guarantee. Keep up the great work! This card is great for cash back for secured cards. Call us at 800-236-8866 during our regular customer care hours. Their answers were literally SO not "answers" it felt like a parody of customer support. Applied and granted the Debit and Sable One Credit Card. Share. All content Copyright 2023, SmartBank. Someone at Sable opened a card in my name. And someone in that company needs to own up to this, customer service guy was so calm telling me "yes sir I know it's not your fault but we won't remove the account from your credit report" it's horrible what a waste of a company. Their company is rapidly failing not holding up to their agreement. I wish that I could post all of my pictures, but then again, they're speaking loud and clear about how they feel about their customers and their Customer Service, but not address any negative reviews on this website alone in over 12 months. Horrible and unprofessional I think this company is fraudulent and does not investigate when your card is compromised they do not contact the merchant and do not properly investigate your money is just gone. There is a chance that you may redeposit a check that you already deposited via mobile deposit. The Sable Bank Account and Debit Mastercard and the Secured Sable ONE Credit Card are most suitable for US citizens with no credit history or international citizens living in the US. They were not gping to send me my cards. Find answers, watch videos and plan ahead with online tools. Sable offers two secured cards (one debit card and one credit card) that enables anyone without a credit history or social security number to begin building credit. View account balances. Read the other reviews!! I just transferred $1,000 into my account on 10/27/22. Connect with one of our teammates for one-on-one assistance. Although online banking is quite safe, it is not failproof. Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data. They provide a great service. More information. This company is purposely trying to stop my account from becoming unsecured. Sable offers customer support by phone and email, although support hours arent listed on the website. This is absolutely the WORST bank in history and I wish/hope there is a way I can sue them. Only you can decide if depositing your check using a mobile device is worth the risk. Pay bills*. His work has been featured in print magazines and high-impact websites. Funds deposited into a checking account will be included in your available balance at the time of deposit approval. I gave them $5000 in security and am unable to use the card since I don't have one. It appears every single time I login. They buy all their reviews on google/youtube to make it look like it's a good card when in reality it's a piece of s*#t :). What started as a nice idea is rapidly unfolding as a nightmare. Overall I wouldnt even waste my time. My credit report said still active. Secured credit absolutely worst credit builder ever guided me poorly. Neobanks and fintechs that accept mobile deposits will have a deposit limit as well. Deutsche Bank branch locations in Nuremberg, Germany with addresses, opening hours, phone numbers, and more information including directions, maps, and nearby locations. They gave me a credit score - this was my first card, and for the 8-odd months I've had it, it has been great. We will focus on the debit card facility for this review and will break down the account requirements, rates, and T&Cs. DO NOT!! I thought it was to help credit but obviously its more for non Americans then actually Americans which is crazy to me because you dont even need a social to get it but denied me bc of my credit without a credit check? Their slogan should be Sable - The only credit card with no card! HR should be fully responsible for hiring people that have no or little experience with money. I've been waiting on my card for 10 days. Sign into your bank's mobile app: Once you have your bank's mobile app open, toggle over to the app's mobile deposit feature. I'm also reporting them to the BBB, My application was rejected with no reason. Hustler Money Blog . The following Sunday I logged into the app to retrieve the acct/rt numbers, to set up DD. As an Amazon Associate, I earn from qualifying purchases. The rest of your deposit amount will typically be available the next business day (Monday through Friday, excluding holidays) if your deposit was made before 10:00 p.m. Central time. They blocked my account after my 9000$ was directed to my card and I can not talk to anyone they never answer the phone, This is the worst company ever. You can also bank with us 24/7 through digital and automated telephone banking and ATMs. Monday: Yes, both cards can be used with Apple Pay and Google Pay. I've sent multiple messages now asking them to close the account. After they accepted the first transfer into my account, they restricted it. They limited my account, then 5 weeks ago they decided to close it permanently and froze my funds until "pending review".. Do not contact us, we contact you was their answer.. Needless to say, they have ignored all my emails and terminate the chat support right on my face every time I brought this issue up. Whereas your security deposit backs the Sable ONE Secured Credit Card, backing for the Sable Mastercard Debit Card comes from the balance in your Sable banking account. They false advertise because they do not help build credit! Services. Appears to me that they opened an account without my consent and they don't have an application so now they are scrambling similar to what Wells Fargo did to their customers. My wife was robbed, they used the card, Sable doesn't care and tells you to pay for purchases made by others, even with the police videos showing the thieves. I called again today and was told that it would take 10-13 business days before I can get my money back. Then our Mobile Deposit feature is perfect for you! Tips for using Mobile Check Deposit. WHAT a waste of Time. Talking to customer service is like talking to a brick wall and forgot about if you have a problem with a transaction your money is just gone! Right now my money is held by them for over 10 days, and has not been returned yet. They also play this little game with you telling you the card will be unsecured in as little as 4 months and make you jump through hoops and then freeze or restrict your account for no reason or explanation and reject incoming deposits causing you not to be able to pay your account because you can ONLY pay the account from money in your Sable bank account! I was not able to EVER use the account. I recommend Sable as a means to easily manage money between accounts and banks, and to build credit. This month is the 1st I deposited money into my account and transferred to credit account and now my account is blocked again. Never answer your calls and do Follow up on emails. $5,000 or 20 checks per day or $10,000 per month. If I could rate this negative 5 stars I would. Most banks say that you should expect your mobile deposit to show up in your bank approximately one to three business days after you complete your deposit. Mobile Check Deposit | Wellby Our Park Place Branch will be temporarily closed. Endorse the back of your check . But what if you dont have another person with good credit who can add you as an authorized user? My account was locked for about a week with no explanation as to why. I've contacted them and they said they will send my money back but it will take 24-48 hours. Banking Service or such information, products or services in jurisdictions where the provision of the Mobile Banking Service and such information, products or services is prohibited by law. Mobile deposit limit (s) Capital One 360. Business mobile deposit is a service for businesses who want the convenience of depositing a check into their business account from anywhere using a mobile device. I am also able conveniently to send transfers abroad, its low fees and fast. The Secured Sable ONE Credit Card offers 2% cashback on purchases at Amazon, Netflix, Spotify, Hulu, Uber, Uber Eats, and Whole Foods. I had to laugh because at that point I couldnt believe it.